New York City‘s got fashionable Fifth Avenue, trendy Tribeca and an oasis in Central Park. To enjoy those perks, residents pay up.

The Big Apple topped a new list of America’s most expensive cities, with a measured cost of living surpassing that of Houston, Boston and Washington, D.C.

Making $123,000 a year would buy you the same standard of living as someone who makes $50,000 in Houston, Texas, according to the New York Daily News.

The average monthly rent for an apartment in the city is $2,800. Think that you can afford a place on $60,000 a year? Think again!

Tenants have to make 40 times the monthly apartment rent to qualify without a guarantor. That means you need to make $112,000 just to qualify for a regular apartment.

Monthly day care fees run over $2,000 a month, practically double other parts of the country, and an average cup of coffee costs nearly $4.50.

Check out The TOP 10 Most Expensive American Cities on Forbes’ website.